Role of SHGs in Improving Socio-Economic Status of Women in Bundelkhand Region of Uttar Pradesh

Authors

  • Mohd Shamim Ansari Associate Professor ,Department of Commerce, AMU, Aligarh (India)
  • Radhia Kureel Assistant Professor,Institute of Economics and Finance,Bundelkhand University, Jhansi, india.

Keywords:

Mirco- Finance, SHGs, Economic Empowerments, Living Conditions, Decision ability

Abstract

Poverty is the global phenomenon and the primary cause of human misery. Today the most important challenge of civilized society is to fight poverty. Microfinance is a novel tool in the hands of policy makers and civil societies. Microfinance is a financial service of a small quantity viz. saving, credit, insurance, money transfer etc. provided by financial institutions to poor. Among the various models of micro-finance, Self Help Groups (SHGs) Model bank Linkage Model is the most popular model in Bundelkhand Region of Uttar Pradesh. The economy of Bundelkhand is primarily based on agriculture which primarily gambles on rain. Lack of job opportunity locally is the root cause of poverty in this region. Economic empowerment is route to social empowerment. In this backdrop the paper attempts to examine the efficacy of these institutions in the region. This paper aims to investigate whether SHGs have been working on paper or are actually successful in achieving the primary objective of incubation.

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2021-09-03

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